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Credit Repair Basics

How to Get Your Free Credit Reports (All 3 Bureaus)

You're entitled to free credit reports. Here's how to get them from Equifax, Experian, and TransUnion. Step-by-step guide from Credit Booster credit specia

By Credit Booster TeamPublished April 10, 2026Updated April 11, 2026

Getting Your Free Credit Reports

AnnualCreditReport.com

The only official source for free credit reports. You can now get free weekly reports from all three bureaus.

What You'll Need

  • Full legal name
  • Social Security number
  • Date of birth
  • Current and previous addresses
  • After You Get Your Reports

  • Check personal information for errors
  • Review every account listed
  • Look for accounts you don't recognize
  • Check balances and payment history
  • Note any collections or public records
  • Document everything you want to dispute
  • Skip the DIY route, CreditBooster's $1 scan pulls all three reports and automatically identifies every disputable item with a personalized action plan.

    AK

    Written by

    Alexander Katsman

    Founder, Credit Booster & Credit Booster AI

    Alexander Katsman has spent more than 15 years in credit and finance, helping thousands of people and small business owners dispute inaccurate reporting, rebuild their scores, and get approved for funding they were once denied. His latest project, Credit Booster AI, puts that entire toolkit in everyone's hands, using AI to make fixing, building, and funding your credit accessible to all.

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